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All Realtors are NOT alike! Find out why I am a top
real estate expert. Call me:
541-322-1226 |
Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
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Welcome! Here You Can Find Great Information on Bend and Sunriver, Oregon Real Estate The Outdoor Capital of the World!
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Mt. Bachelor |
We Sell It All Single family homes, condos, luxury properties, ranches, acreages, land, homes on golf courses, vacation homes, mountain view properties, riverfront homes as well as commercial properties. Need local real estate information? I've summarized much of what is important about the Bend and Sunriver real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Bend and Sunriver Realtor, I have the experience and track record you are looking for. Please let me help. - Jim Brennan  |
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?
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Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty. |
 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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