Bend and Sunriver real estate and homes for sale in Oregon, acreage - Jim Brennan, REALTOR® Jim Brennan REALTOR(r) for Bend and Sunriver, Oregon real estate, acreage - NUMBER1EXPERT™ Jim Brennan NUMBER1EXPERT(tm) for Bend and Sunriver, Oregon real estate, acreage

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Jim Brennan, REALTORŪ, real estate agent and broker for Bend and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

All Realtors are NOT alike! Find out why I am a top real estate expert. Call me:
541-322-1226





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Mortgage Prequalification: Bend and Sunriver Oregon home buying, real estate listings, and homes for sale in Deschutes                      County, OR
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Bend Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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Real Estate Tips
Disclosure Laws >Read the Fine Print

Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.

Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.

Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.

See All Tips In The "Disclosure Laws" Category >
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Real Estate Trivia
Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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Jim Brennan, REALTORŪ, real estate agent and broker for Bend and Sunriver Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Brennan
RE/MAX Equity Group

210 SW Wilson Ave
Bend, OR. 97702
Phone: 541-382-5657
Toll Free: (800) 700-5657
Direct Line: 541-322-1226
Fax: 541-385-8155
Email: bendproperties@NUMBER1EXPERT.com

Jim Brennan's high energy level and equally high level of service will efficiently and satisfactorily meet your specific needs. He always has the time and patience to let you make decisions based on your urgency, not his.

Equal HousingMLSREALTOR


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